Frequently Asked Questions
Who is the app for?
It's designed with Gen X, Y and Z in mind and for those new to personal finance, an intermediate understanding, enthusiasts, and savants. We have made the app interactive so that you can see the impact of each decision you make and learn along the way.
Will your app show me when I can retire?
Yes. You can make changes to discover your own financial independence so you can retire early. You'll get much more than a retirement plan though. Our app will show you a lifelong whole picture of your future finance and wealth. You will be able to make adjustments to accomplish your own goals like buying a home, retiring early, going to college, getting married or taking a long vacation.
Does your app pick investments?
No. Our app gives you the whole picture of your finance and wealth. It will help you understand and answer common personal finance and wealth questions that will then allow you to take action like buying a home, investing, changing jobs and retiring sooner.
Do I need to connect my bank accounts?
No. Our app is intended to be for bigger picture planning rather than day to day changes. It incorporates your income, expenses, assets and debt. It also allows you to test different decisions like how things would change if you earned 10% more, retired 5 years earlier or invested $500 per month.
Is my personal information safe?
Yes. It communicates over a secure encrypted layer and all information is stored securely in the world's most advanced cloud and ecommerce service. No personally identifiable information is shown in the app. Any personal information like your email address is stored separately from the app. You can contact us at any time to delete your information.
Does it work on my phone?
Yes. It works on Android and Apple devices through your regular browser, including Chrome, Safari, Firefox, Edge and Opera. No installs needed. It also works on desktops, laptops and tablets.
Do I have to talk to someone?
No. Unlike the competition, we put you in the driver's seat. You can plan as much as you like for as long as you like until you are comfortable with your results.
How much does it cost?
You can try it for free. A small one time investment will give you access to more features and more reporting for 30 days and will allow for better planning. There are no hidden commissions or fees.
How long does it take to get a report?
You can start seeing results in minutes. Really. A more accurate report may take an hour to produce. In contrast, it could take a week or more to get a report from a conventional financial planner.
How accurate is the report?
Our modeling engine is based on common personal finance and wealth fundamentals and principles available for free in the public domain. Assumptions are made to improve the predictive long term modelling.